Our Legal Team
Commercial Dispute Resolution Team
Personal Dispute Resolution Team
Jon Roberts
Consultant
jon.roberts@chlsolicitors.co.uk
Specialist areas:
- Consumer Credit law
- Acting for borrowers in the ‘sub-prime’ market
- Acting for commercial borrowers in breach of contract claims
About me:
I head up the Specialist Litigation Team. I have been active in making claims for borrowers in the ‘sub-prime’ market for over 20 years. I have a particular expertise in:
Recovery of Secret Commissions
Mis-selling of PPI so as to create an Unfair Relationship
Breach of Contract Claims where Lenders have failed to properly calculate the sums payable under the Loan Agreements
Key cases:
- Falco Finance Ltd v Gough – a landmark decision where the charging of a flat rate of interest, a dual interest rate and penalty early redemption provisions were found to be ‘extortionate’ under the Consumer Credit Act 1974 and to contravene the Unfair Terms in Consumer Contract Regulations 1994
- Igroup v Freel – a class action claim looking at the enforceability of regulated loans and the consideration of the meaning of ‘the amount of credit’ under the Consumer Credit Act 1974
My top tip: Always look forward.
